Buying a Home?
Congratulations! The purchase of a home may be the biggest investment you ever make. We can help walk you through the home purchase process.
Your specific reasons for buying a home will always be unique, but common factors to consider before deciding to purchase a home include:
- The current housing market
- Home prices
- Mortgage rates
- Benefits of renting vs. buying
Purchasing a home may be the largest financial expenditure you make in your lifetime. For this reason, you may want assistance in navigating the real estate market and home-buying process. Hiring an agent can be a big help. That’s where we come in.
The Home Buyer’s Road Map
Meet with us as Your Real Estate Broker: Discuss the type of home you’re looking for, including style, price, and location.
The Buyer’s Advantage: As the home buyer, your agent’s commission is paid by the seller of the home in almost all circumstances. This means your representation costs you nothing!
Get Pre-Approved: You will need pay stubs, W2s, and bank statements. Knowing what you can afford is critical to a successful home shopping experience
Search for Homes: The fun part! We will schedule showings and help you find the perfect home.
Advanced Search: Not all real estate websites are the same. We have tools and systems to ensure you see every available home that meets your criteria.
Make an Offer: We will prepare your offer based on the price and terms you choose.
Negotiation and Contract: It may take a few tries to get it just right, but hang in there. You’re on your way!
The Contract: In most cases the contract provides you with a timeline to obtain financing as well as time to inspect the physical condition of the home. We will inform you of all your rights and responsibilities related to the contract.
Under Contract or In Escrow: You and the seller have agreed to the price and terms. The home is effectively held for you until closing.
Final Details: Perform due diligence, order the appraisal, conduct an inspection, and review terms with the lender.
Preparing for Closing: You will be finalizing your loan, reviewing documents, and discussing the findings from the inspection. We can help manage this entire process for you.
Closing: This is the transfer of funds and ownership. A title company or an attorney typically acts as an independent third party to facilitate the closing.
The Mortgage Process
What is Escrow
Mortgage Rate Review